Loan Programs
Rental Loans
Capital for rental property
- Purchase or Refinance
- 1-4 Family Real Estate; Condos; Townhomes; PUD
- Occupied or Vacant
- Term: 30 Years
- Loan Amount: $65K - $1.5M
- Maximum Loan-to-Value (LTV): 75%
- Cash-Out: Up to 70% of the As-Is Value
- Foreign nationals - OK
- Credit Score: 680 Minimum
- Debt Service Coverage Ratio (DSCR): 1.20
- Investment properties ONLY
Fix and Flip Loans
Rapid renovation capital for single family, multifamily, and multi-unit projects
- Up to 85% of the purchase price + up to 100% renovation costs
- Term: 12 Months
- Loan Amount: $50K - $7.5M
- Credi Score: 620 Minimum
- No Experience - OK
- No Prepayment Penalty
- No Appraisal
- Fast Closing - No Problem
- Investment properties ONLY
New Construction Loans
Ground-up development for single family, multifamily and multi-unit projects
- Project funding at initial stage or mid-construction
- Term: 12 to 24 Months
- Loan Amount: $100K - $2M
- Up to 75% of the As-Is Value
- Up to 90% Total Loan-to-Cost
- Credit Score: 650 Minimum
- Investment properties ONLY